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What is a Beautiful Card?

A Beautiful Card is the code name for a crypto debit card that Mover has. We partner with the best providers across regions to offer a global crypto debit card.

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Card eligibility

A debit card is a regulated product. It means that the service provider has to be licensed and follow required regulatory requirements for KYC and AML.

So the first answer to the question you may have is: no, there are no anonymous debit cards, and no, you can’t have one. Soz

Mover debit card is available to the residents of 31 countries. The full list is the following: Austria, Belgium, Bulgaria, Czech Republic, Croatia, Cyprus, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and United Kingdom.

If you are a resident in any of the above mentioned countries, you can order the card. Wait, what about other countries? We are currently working on expanding to all other regions, but it takes time. The next region on the list is the US 🇺🇸 . However, we don’t have the exact ETA on when it will be available.

Data privacy

The debit card service is provided to you by Mover and our card issuer partner Trastra. Trastra is a regulated, and licensed entity that adheres to all local and international regulatory requirements. Trastra is also authorised to store your personal information (as required by the law).

At the same time, Mover - is non-custodial and permissionless. Mover doesn’t have access to or store your personal information. The only thing that Mover stores is the hash of the combination of your wallet address and email you used for the registration. It stores the hash without having access to the actual data. This hash allows Mover to identify your card account without knowing, accessing or storing any of your personal information. More about data privacy of Trastra and Mover.

Plans & Fees

Card fees

  • Payment account creation - Free. Your IBAN will be created for you for free.
  • Card delivery is - €9. However, Mover will cover this amount for you.
  • Annual management fee - €15 annually. The first charge is within 45 days of card order. This fee is not charged by Mover.
  • Exchange crypto to EUR - Free. There is no fee to exchange crypto to fiat and load your beautiful card. Keep in mind, that the final settlement rate will only be known at the exact moment of the transaction and may vary.
  • Dedicated IBAN - Euro. You will have your own EUR IBAN account number.
  • non-EUR card purchase - 3%. For all offline and online card payments in non-Euro currency.

Card limits

  • Maximum card balance limit - €8 000. This is an absolute limit, meaning that you cannot have more money on the card balance at one point. However, you can always spend and top up the card again.
  • Daily card spend limit - €7 700.
  • Daily ATM spend limit - €300.
  • Overall daily spend limit - €8 000. This is a total daily limit including card purchases, and ATM withdrawals.
  • Overall weekly spend limit - . There are no weekly limits.
  • Overall monthly spend limit - . There are no monthly limits.
  • Overall annual spend limit - . There are no annual limits.

ATM fees

  • ATM Balance Inquiry - €0.35. Please keep in mind, some ATM providers may set up additional fees.
  • ATM PIN change - €0.40. Please keep in mind, some ATM providers may set up additional fees.
  • ATM Euro withdrawal - €2.25. Please keep in mind, some ATM providers may set up additional fees.
  • ATM withdrawal non-Euro or outside EEA - €2.25 +3% per transaction. If you withdraw non-EUR currency from the ATM. Please keep in mind, some ATM providers may set up additional fees.

Delivery

The card will be automatically delivered to the address you specify during the onboarding process. Delivery time varies from 3 days to 2 weeks. It doesn’t depend on us, but we’ll do everything we can to get your card delivered as soon as possible.

How to order the card?

A detailed guide on how to order a card is here.